Where is the Play Book for this Flood Map?
Whoever said that engineers did not have a play book for flood maps? Well to talk to home buying customers who call me literally everyday now wanting to buy coastal RI real estate yet do not want to be in a flood zone. it is typical. Everyday with most home buyers the thought of ocean tides taking their home or the wind raising havoc with their home, flood maps are a concern for the buyer. So the seafaring FEMA engineers do give us some guidance on flood maps to say yay or nay to a home buying location.
See again this year we are hearing and seeing that many of our coastal towns have flood map changes which bring on increased flood insurance cost changes to waterfront and coastal RI homeowners. This can be an expensive proposition when you own real estate on or near the ocean or on a bay.
One would think that determining the flood map changes are easy to determine. How not so I say! From colored dots to barely visible streets, one is expected to interpret whether your coastal home is now in the play book of a flood plain. Nothing fits nicely to a plat map. Interpretation is key and excellent eyes with a magnifying glass is essential. Or you can spend the money to have a civil engineer tell you clearly something other what looks like a ouja board of information!
Take a look at a typical flood map:
So an essential point to a good RI coastal real estate agent is interpretation of this flood map information as well as having the tool bag on who to get to for clarification on it. Yes, spending additional dollars on this information is not where you want to be. Take the time to learn, Google the subject and ask the right questions. Oceanfront and waterfront southern RI real estate is beautiful and one of a kind but it does come at a price tag. Where is the Play Book for this Flood Map?
This blog © and its contents is original to Ginny Lacey Gorman
Ginny L. Gorman, a purveyor of Fine RI Waterfront Real Estate
Specializing in waterfront, ocean front, vacation, coastal and luxury homes for sale in North Kingstown, South Kingstown, Narragansett, Jamestown, Charlestown, East Greenwich, Exeter, West Greenwich RI and beyond ... I sell dreams! Because there is no place like home...the RI Real Estate Agent in the Sparkly Red Shoes.
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cell: 401.529.7849 Ginny Lacey Gorman, Realtor